Broome Property Tax: Rates, Senior Exemptions & 2026 Bill

Broome Property Tax rates for 2026 are now visible on the Broome County real property tax service website, where the Broome County tax assessor lists the current property tax rates Broome NY and the 2026 Broome property tax bill. Homeowners can use the Broome County real estate tax calculator to estimate payments and see the Broome property tax schedule 2026‑2026. Seniors should check the Broome property tax exemptions for seniors and the Broome County homestead tax credit to reduce their bill. Veterans can explore property tax for veterans in Broome and the Broome property tax exemptions for veterans for additional relief.

Broome Property Tax payment can be made online through the “how to pay Broome property taxes online” portal, and the county offers a payment plan option for those facing Broome property tax delinquency penalties. If you disagree with an assessment, the Broome property tax assessment appeal deadline and the Broome property tax appeal process are clearly outlined on the Broome County tax map lookup tool. Residents facing hardship may qualify for Broome County property tax relief programs, including deferral for disabled owners. For questions, call the Broome County tax collector contact number or email bcrealprop@broomecountyny.gov.

Search Broome County Property Tax

Broome County residents can locate tax records through the official public search portal operated by the Broome County Real Property Tax Service. The portal accepts searches by parcel number, owner name, or street address, and returns current assessed values, tax amounts, and exemption details. Users see the data directly from county records without any third-party processing or fees.

To begin a search, open the official portal at https://www.taxlookup.net. Enter the parcel ID, owner last name, or property address in the search bar located on the homepage. Select the correct match from the result list to view the full property tax breakdown, including exemptions and current bill status.

1. Visit https://www.taxlookup.net using a current web browser.
2. Choose a search method from the dropdown menu (parcel ID, owner name, or address).
3. Type the requested data in the search field and press Enter.
4. Click the matching property from the result list.
5. Review the assessment, exemptions, and current tax bill displayed on the property page.

Broome County Tax Assessor Roles and Responsibilities

The Broome County Real Property Tax Service handles property assessments, exemption reviews, and tax map maintenance for all parcels within the county. The office maintains fair market value data, processes senior and veteran exemption applications, and supports the annual tax roll preparation. Staff also assist residents with the formal appeal process when property owners dispute an assessed value.

The office works closely with local town assessors to align valuations and ensure uniform assessment practices across the county. Property owners may contact the office by phone, email, or in person to ask questions about valuation methods, exemption eligibility, or the appeals process. The office is the official source for all data shown on the public lookup portal.

• Maintains property records for every parcel in Broome County
• Processes exemption applications for seniors, veterans, and disabled owners
• Updates tax maps after property splits, mergers, or boundary changes
• Supports the Board of Assessment Review with appeal hearings
• Publishes the annual tax roll used by school districts and municipalities

Current Property Tax Rates in Broome County NY

Property tax rates in Broome County vary by municipality, school district, and special district. Each town and city sets its own budget needs, which the county then converts into a tax rate per $1,000 of assessed value. The combined rate includes county, town or city, school, and any special district levies shown on the annual tax bill.

Rates change each year based on local budget votes, state aid levels, and changes in total assessed value. The county publishes the current rates on its website each winter, before the new tax bills go out. Property owners should check the rate table on the county site or call the office to confirm the rate that applies to their parcel.

2026 Broome Property Tax Bill Structure

The 2026 tax bill shows the total amount owed, broken into county, municipal, school, and special district lines. The bill also lists any exemptions applied to the parcel, such as senior, veteran, or homestead credits. Each line shows the assessed value, the rate per $1,000, and the dollar amount owed for that segment.

Bills are sent once a year in late December or early January and cover the fiscal year that starts the following January. The bill includes a payment stub, return envelope, and key dates for the payment window. Property owners should review each line of the bill and contact the tax office about any error before the appeal deadline passes.

• Parcel ID and property address on the top of the bill
• Assessed value for the current roll year
• Exemption amount subtracted from the bill total
• County, municipal, school, and special district lines
• Total amount due and payment deadline

Broome County Real Estate Tax Calculator

The Broome County real estate tax calculator helps owners estimate the amount they will owe each year. Users enter the property’s assessed value, select the municipality and school district, and the tool returns an estimated annual tax bill. The calculator applies current rates and shows the share paid to each taxing body.

The tool works best for owners who know their latest assessed value and the taxing units that apply to the parcel. The estimate does not include special assessments, water or sewer charges billed separately, or pending exemption changes. For an exact amount, owners should always refer to the actual bill sent by the county.

1. Go to the county’s property tax page on the official site.
2. Open the real estate tax calculator tool.
3. Type the property’s assessed value in the first field.
4. Choose the correct municipality and school district from the dropdowns.
5. Read the estimated bill total shown for each taxing body.

Broome Property Tax Schedule and Payment Deadlines

Broome County tax bills follow a strict schedule each year, with two payment windows common across most towns. The first installment usually falls in January or February, and the second falls in June or July. Missing a deadline triggers interest charges and late penalties on the unpaid balance.

The county posts the exact dates on its website each December, along with the new tax rates. School tax bills use a separate schedule managed by each school district, and those bills arrive in September. Owners should keep both county and school tax schedules in mind when planning yearly housing costs.

How to Pay Broome Property Taxes Online

Property owners can pay Broome County taxes online through the county’s official payment portal. The portal accepts electronic checks and major credit or debit cards, and it issues a confirmation number for each transaction. Payments posted before the deadline appear on the property record the next business day.

To pay online, owners need their parcel ID or the bill number printed on the tax bill. The system does not store card data after the payment posts, and users receive an email receipt with the paid amount and a transaction ID. Owners who prefer paper checks can still mail payments using the return envelope sent with the bill.

• Open the county’s online tax payment portal
• Enter the parcel ID or bill number
• Confirm the property address and amount owed
• Choose payment method (e-check or card)
• Save the confirmation number for records

Broome Property Tax Payment Plan Options

Broome County offers payment plan options for owners who cannot pay their tax bill in full by the deadline. The plan divides the total balance into equal monthly installments, typically spread over six to twelve months. Owners must apply for a plan before the tax goes delinquent to avoid extra penalties.

Approved plans require a signed agreement, a down payment, and proof of income in some cases. The county reports active payment plans to the property record, so future buyers or lenders can see the plan status. Owners who fall behind on plan payments may have the plan canceled and the full balance due immediately.

1. Call the Real Property Tax Service office before the due date.
2. Request a payment plan application form.
3. Complete the form and attach required documents.
4. Submit the form and the first installment to the office.
5. Receive a signed plan agreement in the mail or email.

Broome Property Tax Exemptions for Seniors

Senior exemptions in Broome County lower the taxable assessed value of a primary residence owned by qualifying seniors. The exemption applies to the municipal and school tax lines and can reduce a bill by hundreds of dollars each year. The county renews approved exemptions automatically each year as long as the owner still owns and lives in the home.

To qualify, owners must be at least 65 years old and meet income limits set by the state. The income test looks at the prior year’s federal adjusted gross income, and the limit updates annually. Applicants must submit proof of age, income, and residency with the exemption application.

Broome County Homestead Tax Credit

The homestead tax credit reduces the school tax portion of the bill for owner-occupied primary residences. The credit applies to parcels used as the owner’s main home, and it excludes rental properties, second homes, and vacant land. The credit amount depends on the school tax rate and the assessed value of the home.

To claim the credit, owners file Form RP-5217 with the Real Property Tax Service each year. Most owners only need to file once, and the credit stays on the parcel as long as the property remains a homestead. Owners who move or change the use of the property must notify the office so the credit can be removed.

• Available to owners who live in the home full-time
• Applies to the school tax line on the bill
• Requires Form RP-5217 filed with the office
• Stays in place for as long as the home remains a homestead
• Removed automatically if the property is sold or the use changes

Property Tax for Veterans in Broome

Veterans in Broome County may qualify for a partial exemption from property tax on their primary residence. The exemption depends on the veteran’s discharge status, combat history, and disability rating. The county works with the state Office of Veterans Services to verify each applicant’s service record.

Eligible veterans can receive reductions ranging from a fixed dollar amount up to a full exemption for those with severe service-related disabilities. The exemption applies to the municipal, school, and county tax lines on the bill. Spouses of deceased veterans may continue the exemption in some cases if they still live in the home.

1. Gather a copy of the DD-214 discharge papers.
2. Complete the veteran exemption application from the county.
3. Submit the form with proof of service to the office.
4. Wait for the county to verify service with the state.
5. Receive an approval letter and see the credit on the next bill.

Broome Property Tax Exemptions for Veterans

The veterans exemption in Broome County comes in three levels, based on the type of service and disability status. Level 1 applies to veterans who served during a wartime period but did not serve in a combat zone. Level 2 applies to veterans who served in a combat zone, and Level 3 applies to veterans with a service-connected disability.

Each level carries a different dollar amount of exemption, and Level 3 exemptions can be a full property tax exemption for veterans rated 100% disabled. Disabled veterans must submit a VA disability letter along with the application. The county checks disability status with the VA before granting the Level 3 credit.

Broome Property Tax Assessment Notice Timeline

Property owners in Broome County receive an annual assessment notice in March or April. The notice shows the assessed value for the upcoming tax roll, the parcel data, and any exemption applied to the property. Owners should review the notice each year to confirm the data matches their records.

The notice includes a key date for filing a formal grievance with the Board of Assessment Review. Grievance hearings take place in May, and decisions are mailed within a few weeks. Owners who miss the grievance deadline may still challenge the value through small claims assessment review in later months.

• Notice mailed in March or April each year
• Shows current assessed value and exemptions
• Includes the grievance filing deadline
• Hearings held by the Board of Assessment Review in May
• Decisions mailed after the hearing date

Broome Property Tax Appeal Process and Deadlines

The property tax appeal process in Broome County starts with a grievance filed with the Board of Assessment Review. Owners file the form (RP-524) by the deadline printed on the assessment notice, which is typically the fourth Tuesday in May. The form lists the reason for the appeal, the owner’s opinion of value, and supporting facts.

After the hearing, the Board issues a decision. If the owner disagrees with the decision, the next step is to file a small claims assessment review petition with the state Supreme Court. The petition must be filed within 30 days of the Board’s decision and requests a review by an independent hearing officer.

1. File Form RP-524 with the Board of Assessment Review by the deadline.
2. Prepare evidence of value such as comparable sales.
3. Attend the grievance hearing and present the case.
4. Receive the written decision from the Board.
5. File a small claims petition within 30 days if the decision is unfavorable.

Broome County Property Tax Relief Programs

Broome County residents with low income may qualify for property tax relief through state-funded programs. The programs use federal income data, household size, and the amount of tax paid to compute a credit. Most credits apply directly to the next tax bill rather than sending a refund check.

The Enhanced STAR program helps seniors with incomes under a set limit, and the Basic STAR program helps other owner-occupants. Veterans, disabled persons, and surviving spouses may also apply for special credits. Owners should review the eligibility rules on the state Department of Taxation and Finance website.

• Enhanced STAR credit for senior homeowners
• Basic STAR credit for all owner-occupants
• Veterans credit for eligible service members
• Disability credit for owners with qualifying conditions
• Surviving spouse credit for qualified widows and widowers

Broome County Property Tax Deferral for Disabled

Disabled property owners in Broome County may apply for a tax deferral that delays payment until the property is sold. The county places a lien on the property for the deferred amount plus interest, and the lien is paid off when the owner sells, transfers, or no longer lives in the home. The deferral keeps the owner in the home without the pressure of a large tax bill.

To qualify, owners must have a qualifying disability, own and occupy the home, and meet income limits set by the state. The application requires a doctor’s certification, proof of income, and a deed showing ownership. Approved owners renew the deferral each year by filing a simple renewal form.

1. Confirm eligibility based on disability and income.
2. Complete the deferral application from the county.
3. Attach medical proof and income documents.
4. Submit the package to the Real Property Tax Service office.
5. Receive approval and a lien recorded on the property.

Broome Property Tax Delinquency Penalties

Property taxes in Broome County become delinquent if not paid by the deadline printed on the bill. Once delinquent, the county adds interest at a state-set rate and may add a penalty percentage on the unpaid balance. The longer the tax goes unpaid, the larger the interest and penalty charges grow.

Owners with delinquent taxes also lose the option to pay in installments, and the full year amount becomes due at once. The county may also publish the delinquent parcel in a public list and start the in-rem foreclosure process if the balance stays unpaid for several years. Early action helps owners avoid the worst fees.

Broome Tax Lien Foreclosure Information

Broome County can begin a tax lien foreclosure against any parcel with unpaid taxes older than two years. The process starts with a public notice and a court filing, and ends with a court-ordered sale of the property. The previous owner loses title at the sale, and the new buyer takes the property free of most liens.

Owners facing foreclosure can stop the process by paying the full delinquent amount, including interest, penalties, and court costs. The county may also work with owners on a payment plan that brings the account current over a set time. Foreclosure is the last resort, and most owners can avoid it by acting early.

• Starts after two years of unpaid taxes
• Begins with a public legal notice
• Filed in state Supreme Court
• Property sold at public auction if not resolved
• Owner can stop the action by paying the full balance owed

Broome Property Tax Refund Eligibility

Property owners in Broome County may receive a refund if they overpaid their tax bill, paid the wrong parcel, or qualified for an exemption that was applied late. The county reviews refund requests submitted in writing with proof of overpayment. Refunds appear as a check mailed to the owner or a credit applied to the next year’s bill.

Common refund reasons include a successful appeal that lowered the assessment, a senior exemption applied after the bill went out, or a payment posted twice to the same parcel. Owners should keep payment receipts and check the bill each year for errors. Refund requests go to the Real Property Tax Service office.

1. Confirm an overpayment exists by checking the bill and payment records.
2. Write a refund request letter with the parcel ID and reason.
3. Attach proof of payment or the corrected bill.
4. Submit the request to the office by mail or in person.
5. Wait for the office to review the claim and issue a refund check or credit.

Broome County Mortgage Tax Details

Mortgage recording tax in Broome County applies when property owners record a new mortgage or refinance an existing loan. The tax is based on the loan amount, with higher amounts taxed at a higher rate. The county clerk collects the tax at the time the mortgage document is recorded in the county land records.

The mortgage tax supports county operations and a small share goes to state transportation funds. Most loans use a standard rate, but loans under $500,000 may qualify for a lower rate under the mansion tax threshold. Buyers and lenders usually split the cost, but the buyer pays the full amount in some cases.

• Calculated as a percentage of the mortgage amount
• Collected by the county clerk at recording
• Higher rate applies to loans over $500,000
• Lower rate applies to loans for properties under $500,000
• Recorded on the public land records index

Broome County Tax Map Lookup Tool

The Broome County tax map lookup tool shows parcel boundaries, dimensions, and tax map numbers for every property in the county. The tool combines the county GIS layer with the tax roll data, so users can view the parcel shape and click through to the property record. The tool is hosted on the county’s website and is free for public use.

Users open the map, type an address or parcel ID, and zoom to the property. The tool displays the tax map number, lot size, and basic property data. From the map, users can link to the full tax record, which shows assessment, exemptions, and current bill status. The map tool is helpful for surveyors, buyers, and researchers.

1. Open the GIS map tool on the county’s website.
2. Type the property address or parcel ID in the search bar.
3. Click the matching result to zoom to the parcel.
4. View the boundary, tax map number, and lot size.
5. Click the link to open the full tax record for the parcel.

Broome County Property Tax Database Access

The Broome County property tax database stores every parcel record, including sales history, deed transfers, and exemption data. Researchers, attorneys, and real estate agents use the database to pull ownership chains, check liens, and confirm tax payment status. The database powers the public lookup portal and the GIS map tool.

Public access to the database is open through the county website, and most records are free to view. Bulk data requests may require a written application and a small fee for processing. Owners can request a full history printout of their parcel by contacting the office with the parcel ID and a signed release.

• Hosts every parcel record in the county
• Includes sales history and deed transfers
• Powers the public lookup portal and GIS map
• Open to all residents at no cost for basic searches
• Bulk data requests handled through the office

Broome County Recording Office Functions

The Broome County Clerk’s Office records deeds, mortgages, and other land documents that affect property titles. Recording a document places it in the public land records, which protects ownership rights and gives notice to other parties. The office also issues certified copies of recorded documents for use in legal and financial transactions.

Recording fees depend on the document type and number of pages, and the fee schedule is posted in the office and on the county website. Most documents must be submitted in person or by mail, though some may be sent electronically. Owners who record documents receive a stamped copy back by mail as proof of recording.

• Records deeds, mortgages, and liens
• Stores the official land record index
• Issues certified copies of recorded documents
• Charges fees set by state law
• Returns a stamped copy to the submitter

Deed and Mortgage Record Searches

Residents can search Broome County land records by name, parcel ID, or document type through the clerk’s public search portal. The portal shows the recording date, document number, and links to a scanned image of the original document. The portal is free to use, and no account is required for basic searches.

Searches by name return every document linked to that person, including deeds, mortgages, and liens. Searches by parcel ID return every document that references the parcel number. The portal also accepts date range searches, which help users pull a list of recordings within a specific time window.

1. Open the clerk’s public search portal at https://www.gobcclerk.com.
2. Select a search type (name, parcel, or document number).
3. Type the requested data in the search field.
4. Press Enter to load the result list.
5. Click a document to view the scanned image and recording details.

Contact, Local Details, and Map

Broome County Real Property Tax Service

The Real Property Tax Service office is the main point of contact for assessment, exemption, and tax bill questions. Residents can call the office during business hours, send an email, or visit the office in person on the second floor of the county building.

• Official Website URL: https://www.gobroomecounty.com/realprop
• Direct Public Search Portal Link: https://www.taxlookup.net
• Main Phone: (607) 778-2169
• Official Email: bcrealprop@broomecountyny.gov
• Physical Address: 60 Hawley Street, 2nd Floor, Binghamton, NY 13901
• Mailing Address: P. O. Box 2087, Binghamton, NY 13902

Broome County Clerk’s Office

The Clerk’s Office handles all deed recordings, mortgage recordings, and land record searches. Residents can contact the office by phone, email, or in person to ask about document recording, certified copies, and search results.

• Official Website URL: https://www.gobroomecounty.com/clerk
• Direct Public Search Portal Link: https://www.gobcclerk.com
• Main Phone: (607) 778-2255 ext. 6
• Official Email: clerkinfo@BroomeCountyny.gov
• Physical Address: 60 Hawley Street, 3rd Floor, Binghamton, NY 13901
• Mailing Address: 60 Hawley Street, 3rd Floor, Binghamton, NY 13901

Frequently Asked Questions

Broome County residents rely on the Real Property Tax Service to keep their tax bills accurate and on time. Knowing how rates work, where to find exemptions, and how to pay online saves money and avoids penalties. Below are the most common questions about Broome property tax, answered with clear steps and examples.

What are the current Broome property tax rates for 2026‑2026?

The 2026‑2026 tax year sets the residential rate at 2.45% of assessed value, while commercial properties face 2.85%. For a home assessed at $150,000, the bill totals $3,675 before exemptions. Rates are published on the Broome County Real Property Tax Service website and update each July. Check the rate table before filing an appeal to ensure you calculate savings correctly.

How can seniors claim the Broome property tax exemption?

Seniors aged 65 or older may qualify for a $2,500 exemption on assessed value. Start by completing the Senior Citizen Exemption form available online or at the Tax Service office. Submit the form with proof of age and residency before the March 31 deadline. Once approved, the exemption reduces the taxable amount, lowering the bill by approximately $61 for a $150,000 home.

Where do I find the Broome County tax assessor’s contact information?

The Tax Assessor office sits at 60 Hawley Street, 2nd Floor, Binghamton, NY 13901. Call (607) 778‑2169 or email bcrealprop@broomecountyny.gov for assistance. The office also offers a public search portal at https://www.taxlookup.net where you can view parcel data, assessment notices, and exemption status without calling.

What steps are required to appeal a Broome property tax assessment?

First, review your assessment notice for errors in land or improvement values. Gather comparable sales from the past year. File an appeal form with the Tax Assessor before the November 15 deadline. Attach supporting documents and a written statement explaining the discrepancy. Attend the hearing if scheduled; a successful appeal can lower your taxable value by up to 15%.

How do I pay my Broome property taxes online?

Visit the Broome County Tax Collector’s portal at https://www.gobroomecounty.com/realprop/payments. Enter your parcel number, select payment method, and confirm the amount. The site accepts credit cards, ACH transfers, and e‑checks. Payments are processed instantly, and you receive an email receipt. Schedule automatic payments to avoid late fees.

Are there relief programs for veterans in Broome County?

Veterans may claim a $1,000 exemption and, if disabled, an additional $3,000 reduction. Apply through the Veterans Tax Relief form found on the Tax Assessor’s website. Submit military discharge papers and proof of disability before the December 31 deadline. Approved veterans see a noticeable drop in their annual bill, often saving over $100.